Do you know what comes before that 6 figure small business? A decade of living hand to mouth and working your ass off.
It took me six years of hand to mouth and working my a** of to get that undergrad degree, and I didn't have to worry about providing for the wife or kid(s). It took another 3 years of working my a** off to get the MS degree, and I would not have had to deal with that, if it hadn't been for the dot-com bubble bust, but after three years of jobs that went nowhere, and mounting debt, and inability to make ends meet, I realized this was the route that I needed to go. If I had done that sooner, I would have had a much better financial situation. Doing so, with a wife and child in tow, is not something I would recommend, if that can be avoided. We only have two children. I really wanted to have more.
A woman of noble character is still a woman and her created biology means she won't chase any man she doesn't find arousing. A college degree and a steady paycheck aren't arousing. And if she overcomes that to chase a Godly man he is looking at a lifetime of passionless sex if not outright dead bedroom.
You would have to know my baby sister, to know that she chose a man whom she didn't feel chemistry with, over one whom she did, who couldn't hold down a job, to realize that those feelings can change. Some men lose their sex appeal sooner than others, but my boys have good genetics.
It didn't use to be. It is only fairly recently that all programmers had those degrees. You don't need a degree to be a coder or even design hardware. That's just a common way to get the knowledge. But I would not recommend anyone go into that field anyway. Very little room for advancement, a high likelihood you'll be replaced by an H1B visa holder (or fresh meat out of college), and an industry infected by SJWs.
There is plenty of room for advancement, but not if I spend too much time here on BF debating this. You have to enjoy using your intellectual capabilities, in order to justify going into a STEM field. If grunt work is not something you enjoy, go for it. It's true you can get replaced in just about any job. Ask anyone who has worked in home construction, how easy it is to get replaced by a migrant worker. The key is to replace the employer that replaced you. When the housing market burst, a lot of people in the financial sector got replaced, and it took a while for those jobs to come back. I ended up working for less, because we got laid off and they closed the facility, as a lot of our customers were in the banking industry. I went back to a job I had worked at while working on my MS degree, and it all worked out!